Balloon Refinance – Take Control of Your Final Payment

A balloon payment is a large lump sum due at the end of your car, truck, or equipment loan. While balloon payments help keep your monthly repayments lower, they can feel overwhelming when the final amount is due. That’s where Balloon Refinance comes in.

We make it simple to refinance your balloon payment, giving you more time and flexibility to pay it off – without the financial stress.


✅ Why Choose Balloon Refinance?

  1. Lower upfront pressure
    Spread your balloon payment over a new loan term.
  2. Flexible options
    Refinance for 1–7 years depending on your needs.
  3. Competitive rates
    We compare multiple lenders to secure the best deal.
  4. Cash flow friendly
    Keep your business or personal finances on track with manageable repayments.
  5. Own your vehicle or equipment outright
    Pay off your asset without the burden of a large one-time payment.

🚗 When to Consider Balloon Refinance

Balloon refinance could be right for you if:

  • Your balloon payment is due and you don’t want to use savings.
  • You want to keep your monthly repayments manageable.
  • You’d like to extend the life of your current vehicle or equipment finance.
  • You want to avoid selling or trading in your asset to cover the balloon payment.

💼 What Can Be Refinanced?

  • Car loans – Personal or business use.
  • Truck finance – From light commercials to heavy vehicles.
  • Machinery & equipment loans – Construction, farming, or industrial equipment.
  • Fleet vehicles – Multiple vehicles under existing finance agreements.

🔑 Why Refinance Through Us?

  • Access to 20+ trusted lenders across Australia.
  • Fast approvals with minimal paperwork.
  • Tailored repayment plans to suit your budget or business cash flow.
  • Guidance from experienced finance specialists.
  • No hidden fees – clear, simple refinancing options.

📞 Don’t Stress Over Your Balloon Payment

When your balloon payment comes due, you don’t have to pay it all at once. Balloon refinance gives you flexibility, peace of mind, and more time to manage your finances.

👉 Contact us today to discuss your balloon refinance options and get a FREE quote.